The user found ToS language stating the account "may run on a negative
balance" and describing a 30-day-notice-then-suspend / 30-consecutive-
days-then-close process - worth reading against the wiki's "balance must
be over $0 to call" claim the whole toll-fraud design leans on.
Reconciled: these describe two different things, not a contradiction.
New call attempts should still be blocked in real time at $0 (the wiki's
claim, and the core assumption this design needs). The ToS's negative-
balance language most plausibly covers recurring fees (DID/E911) landing
when balance is already near zero, and in-progress-call settlement edge
cases - not a window where fraud keeps dialing while negative. Still not
verified against a live account either way.
Claude
8e2552ae73