Inbound (DID) is now decided as wanted, not outbound-only. Adds a cost
estimate table for 100 min/month each direction, and clarifies that
NANP-only restriction bounds cost-per-minute but not burn speed, so the
concurrent-call cap and spend alert are required before funding a live
trunk, not optional hardening.
Captures the toll-fraud / prepaid-cap research and decisions from a design
discussion (provider: VoIP.ms, US-only calling for now) so implementation
can be picked up in a future session without re-deriving the background.
Nothing implemented yet.